Payment Shock - a method for preparing future homeowners or tenants for higher monthly housing costs. Who this benefits It is great for those who: recently renewed their lease live with family or friends and pay $0-$800/month can afford a mortgage higher than their rent payment An example of how it works You're preparing to buy a house and currently rent in the amount of $1,100. After your intake with me, we determine that your debt to income ratio allows you to afford a mortgage of...

Optimist Park and Oaklawn Park Both historically African American neighborhoods, over the last decade there has been tremendous growth in Optimist due to various zoning and closer proximity to Uptown and the NODA Arts District due to the Davidson Street corridor. In Optimist Park you will find townhouses, apartments, single family houses, industrial properties and commercial properties. Additionally, optimist neighbors have access to the the light right. Oaklawn Park has its “historic”...

An overview of "rent to own" and how it really works.